Let's improve the financial lives of employees by offering immediate access to their earned income.

The current method of paying employees is failing hourly-wage workers. Three-quarters of working Americans live paycheck to paycheck, unsure if they’ll get paid for their earned work by the time their bills are due. For many, that means skipping meals, selling possessions, taking on any extra work or going through extreme measures - just to make ends meet.

Several turn to high-interest payday loans to bridge the gap, but that compounds the issue. A staggering amount is charged in fees and interest rates on loans that are typically used to pay for food and rent. In 2017, workers spent $188 billion in lending service fees and interest charges. To put that into perspective, that’s four times the US education budget. This problem is putting an additional burden on everyday workers, and it deserves a solution. It’s the reason we do what we do.